A 3-in-1 scanner, automated Truth-in-Lending calculations, e-signing, and direct-to-Stripe billing portals built for modern independent auto lots.
Forget bulky legacy desktop software. LotFlow runs everywhere and automates your sales flow.
Scan customer IDs to auto-populate profiles, scan windshield barcodes to pull specs, and decode VIN data instantly using official NHTSA endpoints.
Generate Truth-In-Lending Act (TILA) auto installment contracts dynamically. Gather electronic signatures on the spot or invite buyers to sign inside their portals.
Connect your own Stripe account. Customers log in to view balances, inspect signed contracts, and make monthly payments directly to your account.
Link customer bank accounts via Stripe Financial Connections for automated recurring ACH payments. Save up to 3% on card processing fees with reliable 0.8% bank drafts.
Track vehicle repair costs, detailing, parts, and labor to maintain accurate net profit margins and total cost basis for every vehicle on your lot.
Give buyers a modern mobile portal to view payment history, upload insurance policies, submit service requests, and message your team 24/7.
Start with our 14-day trial for just $1. Cancel anytime.
Perfect for independent car lots.
For growing multi-agent lots.
For high-volume BHPH networks.
See how LotFlow delivers modern cloud infrastructure, integrated payments, and AI scanning at a fraction of legacy DMS costs.
| Feature / Capability | LotFlow ⚡ | Frazer DMS | DealerCenter |
|---|---|---|---|
| Cloud & Mobile Architecture | ✓ 100% Native Cloud & PWA Works on iOS, Android, Mac & PC | ✕ Legacy Desktop EXE Requires Windows server/PC | Web App Dated browser UI |
| Integrated Customer Pay Portal | ✓ Included (Stripe + Plaid ACH) Auto-pay, debit & zero-fee ACH | ✕ Third-Party Add-on Extra merchant fees | Extra Monthly Fee Charged per active loan account |
| 3-in-1 AI Scanner | ✓ Native Camera OCR & Barcode VIN + Driver License + Documents | ✕ Manual Entry or Hardware Requires separate 2D USB barcode reader | Basic VIN Mobile Scan No driver license OCR |
| FTC Safeguards WISP Generator | ✓ Included Auto-Generated Full audit log & policy builder | ✕ Manual Static PDF Templates No automated compliance tracking | ✕ Paid Add-on Module Separate compliance vendor |
| Onboarding & Setup | ✓ Instant (< 5 Minutes) Self-serve setup, no sales call required | ✕ Multi-Day Installation Manual server setup & data migration | Sales Call Required Demo & manual account provisioning |
| Pricing Model | From $159/mo Flat rate, unlimited users & contracts | $60–$120+/mo + per-module & per-workstation fees | $150+/mo per user Plus add-on contract & payment fees |
Frazer DMS and DealerCenter are registered trademarks of their respective owners. Product comparison metrics are based on publicly available documentation as of September 2026. All product specifications are subject to change by their respective vendors.